Rates
Mortgage rates
Taux Radar tracks daily fixed rates (2 to 15 years) and SARON across the Swiss market.
Compare today’s ratesProperty finance
Mortgage rates, refinancing, purchase and independent advice
RealAdvisor Finance tracks the market for you: daily rates, online calculators, group refinancing and independent financial advisers across Switzerland.
Six paths for your property finance
Renewal, rate comparison or purchase preparation: choose the path that fits your situation.
Advice
Independent advisers
Mortgage, pension and property finance: choose an adviser near you. First meeting at no charge.
Find an adviserCalculator
Refinancing calculator
Estimate potential savings on renewal and prepare your file in a few minutes.
Start calculatorReview
Refinancing and review
Compare your situation with the market and see whether staying, renegotiating or switching makes sense.
View refinancing pathExclusive
Group refinancing
Exclusive offers negotiated in volume with institutional lenders, outside standard bank channels.
Discover group refinancingPurchase
Buyer journey
Prepare financing before viewings: borrowing capacity, mortgage structure and support on request.
Prepare my purchaseTaux Radar
Best mortgage rates right now
Best rates observed daily on the Swiss market. Values vary by profile and lender.
SARON
0.77 %
stable
Fixed 2 years
1.09 %
-0.01 pt
Fixed 5 years
1.34 %
-0.01 pt
Fixed 10 years
1.56 %
-0.01 pt
Refinancing: compare before renewing
The gap between best and weakest offers often exceeds 0.3%. On CHF 700,000 over 10 years, that is roughly CHF 21,000. Start with the calculator, go deeper with the review path or join group refinancing.
- Online estimate in minutes
- Comparison across lenders
- Independent advisers on request
Property purchase: prepare your finance
Clarify budget, borrowing capacity and mortgage structure before viewings. Solid preparation strengthens your position with sellers.
- Borrowing capacity and monthly budget
- Fixed, SARON or a mix of tranches
- Human support optional
Multi-specialist network
The right expert at the right time.
Mortgage, pension planning, retirement, tax or wealth: find an independent financial adviser for your needs and region.
Discover advisersBrowse available profiles in the directory.
Frequently asked questions
How much does financing advice cost?
The first meeting is at no charge and without commitment. A quote and mandate follow only if you proceed. Find an adviser.
How do I estimate refinancing online?
Use the refinancing calculator for a first estimate, then the refinancing review path to go further.
What is group refinancing?
RealAdvisor Finance pools similar profiles to negotiate exclusive offers. More about group refinancing.
When should I prepare mortgage renewal?
Ideally 12 to 24 months before maturity. Compare today’s rates, then run the calculator.
I am preparing a purchase: where to start?
The buyer journey clarifies budget and borrowing capacity. An independent adviser can support you if needed.