What is the score of your mortgage?

HypoScore analyses your maturity, your rate and how well optimised you are on the Swiss market.

Get my HypoScore
No costNo obligationConfidential dataSwiss company
RealAdvisor Finance

Do you know your mortgage score?

Find out in 3 minutes whether your mortgage is optimised.

No cost
No obligation
Confidential data
Swiss company
RealAdvisor Finance

Your HypoScore: 85 / 100

Excellent score. Here is a summary of your situation.

Your mortgage details

AmountCHF 1'500'000
Rate1.33%
Maturity14.08.2025

Opportunity

Your rate is competitive. Compare before maturity.

Point to watch

An early renewal strategy could improve your options.

Most mortgages are renewed without any comparison.

A 0.20% difference on CHF 700,000 over 10 years is CHF 14,000 saved

Enough for a proper trip, a faster repayment, or simply more room to breathe every month.

Acting 6 months too late can cost you the freedom to choose

After that, switching lender becomes very hard. You accept what your bank offers, not what the market can offer.

8 in 10 owners renew without comparing a single alternative offer

Their bank knows it. That is why the first proposal is almost never the best one available.

How does HypoScore work?

4 steps to a clear view of your mortgage

01

You enter your key figures

Amount, current rate, maturity

02

Our engine assesses your position on the market

Compared with current data

03

You receive a score out of 100

An objective, detailed assessment

04

You see where you can optimise

Identified savings potential

A data-driven approach.

HypoScore draws on market data, analytical models and a base of Swiss mortgage maturities to produce an objective assessment.

Market analysis

Updated every day
10-year fixed rates1.63%
7-year fixed rates1.48%
SARON rate0.77%

Decide at the right moment.

Act now

Take advantage of current market opportunities.

Plan your maturity

Anticipate and pick the ideal moment.

Get support if you need it

Reach an expert whenever you want to.

Get my HypoScore now

Discover your optimisation potential in a few minutes.

Start the analysis