Mortgage review

Should you act, or leave things as they are?

In a few minutes, get a personalised report to see your mortgage clearly: your situation, your bank ratios, the Swiss market and the right moment to act.

At no costNo obligationConfidential data

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Preview of the mortgage review report: cover, file summary, bank ratios and Swiss market
Personalised PDF report · Ready in a few minutes

Why now

Your situation has changed since you bought.

The property has often gained value, maturity is approaching and retirement needs preparing. The review shows where you stand before you renew.

  • Your property has probably gained value
  • The window opens 18 months before maturity
  • Retirement planning starts at 50

What time does for you

Your home gains value.Your debt weighs less.

Illustrative example: unchanged mortgage, assumed appreciation of about 2 % a year. Non-binding.

Your benefits

What the mortgage review gives you.

A clear report to take back control of your mortgage and approach your next maturity from a position of strength.

See your mortgage clearly

A rating out of 5 and a summary of your situation: affordability, loan-to-value and room for manoeuvre.

Know where you stand in the market

Today’s mortgage rates, tracked by Taux Radar, and the indicative gap over 10 years.

Act at the right moment

Your refinancing window and maturities, so you can plan ahead of renewal.

Negotiate and decide calmly

Clear figures for your talk with the bank. Stay, renegotiate or switch: you choose.

How it works

How does the review work?

From your answers to your report, then to a decision you make freely.

  1. 01A few minutes

    You answer a few questions

    Your property, your mortgage, your income and your maturities. A few minutes is enough.

  2. 02PDF report

    You get your report

    Your situation, bank ratios, Swiss market, 10-year projection and timeline.

  3. 03Available 24/7

    You access your digital space

    A secure space to assess your options and access the best offer.

  4. 04No obligation

    You decide freely

    An expert answers your questions if you wish. You only move forward if it makes sense.

After the review

A digital space to access the best offer.

Your review is the starting point. In your secure personal space, you assess the possible options and access the best offer, at your own pace.

  • Assess

    See every possible option

    Renew, renegotiate or switch lender: your options, set out clearly.

  • Compare

    Access the best offer

    Lenders’ offers gathered in one place, so you can choose with full knowledge.

  • Talk

    An expert by your side

    Ask your questions directly to a mortgage expert, whenever you need.

RealAdvisor Finance personal space on a tablet: file, maturities and path to an offer

FAQ

Frequently asked questions

What does the report contain?

A summary of your situation, your bank ratios (affordability and loan-to-value), indicative Swiss market rates, a 10-year projection and your refinancing timeline.

What does the review cost?

The review is at no cost and with no obligation. You get a first reading of your situation.

How long does it take?

A few minutes to answer the questions. Your report is based on your answers.

Can I do the review if I already have a bank offer?

Yes. That is often the best moment to check whether the offer is truly competitive before you sign.

Will you push me to change banks?

No. If your offer is good, we will tell you so clearly.

Is the review a financing offer?

No. It is an indicative reading based on the information you provide. It is neither a financing offer nor advice within the meaning of FinSA. Final terms depend on each lender’s own assessment.

Is my data protected?

Yes. Your data is processed in line with the Swiss FADP and the GDPR, solely to produce your report and provide the follow-up you request.

The review provides an indicative estimate based on the information you provide. Rates shown come from Taux Radar and are not a firm offer.

Before you renew your mortgage, take stock.

In a few minutes, get your mortgage review: your situation, bank ratios, market rates and the right moment to act.

At no cost. No obligation. No sales pressure.

Start my review

Your mortgage report in a few minutes

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