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Mortgage rates in Switzerland

Compare market offers and find the best terms for your situation

Rates updated daily

Our best mortgage rates

Benefit from the most competitive rates on the Swiss market

Fixed

2 years

from 0.82%

Fixed

5 years

from 1.45%

Fixed

10 years

from 1.22%

Variable

SARON

from 0.75%

Indicative rates subject to change based on your profile and project

Understanding the market

Fixed rate

The fixed rate is locked for the full contract term (2 to 15 years). It gives you full predictability over your mortgage costs, regardless of market changes.

SARON rate

The SARON rate (Swiss Average Rate Overnight) is a variable rate that follows the Swiss money market. It can be more attractive in the short term but carries an upward-rate risk.

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