Sylvain Kolly
Conseiller Financier
Vaud, Fribourg, Neuchâtel, Geneva
🇫🇷 FR🇬🇧 EN
HypothèquesPlanification financière+1
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Canton of Geneva
Mortgage rates in the canton of Geneva
Compare market rates and find the best conditions for your property project in the canton of Geneva.
Rates updated daily
Our best mortgage rates
Benefit from the most competitive rates on the Swiss market
Variable
SARON
from 0.75%
Fixed
2 years
from 1.07%
Fixed
5 years
from 1.19%
Fixed
10 years
from 1.40%
Indicative rates subject to change based on your profile and project
Financing your property in the canton of Geneva
Geneva is one of Switzerland's tightest property markets, combining high prices with strong demand. A well-negotiated mortgage makes a real difference to your total financing cost.
Don’t limit yourself to your usual bank
The best conditions don’t always come from your usual bank. Banks, insurers and pension funds show different rates depending on your profile. Comparing several lenders remains the surest way to optimise the total cost of your mortgage.
Mortgage advisors in the canton of Geneva
A verified advisor reviews your situation, compares lenders and secures conditions suited to your profile.
Christophe Borrel
Spécialiste en financement immobilier et prévoyance
Geneva
🇫🇷 FR🇬🇧 EN
HypothèquesInvestissement+4
Louis Benetti
Conseiller en hypothèque, prévoyance et assurances
Geneva
🇫🇷 FR
HypothèquesPrévoyance+1
Jean-Luc Kringel
Spécialiste en prévoyance
Geneva, Vaud, Valais
🇫🇷 FR
HypothèquesConseil patrimonial+5
Alexis Salera
Conseiller en financement hypothèque
Geneva, Valais, Vaud
Hypothèques
Christopher Oger
Conseiller financier - Immobilier & Prévoyance
Geneva, Valais, Vaud, Fribourg
🇫🇷 FR🇬🇧 EN
HypothèquesFinancement immobilier+5
FAQ about rates in the canton of Geneva
Are mortgage rates different in the canton of Geneva?
Reference rates (fixed, SARON) are set nationally by lenders and don’t vary by canton. However, local supply (cantonal bank, insurers, pension funds) and your profile influence the conditions you actually get. Comparing several lenders remains key.
Should you go to your usual bank for a mortgage in the canton of Geneva?
Going only to your usual bank is common, but not always the most competitive option. Banks, insurers and pension funds offer different conditions: comparing several lenders is the surest way to the best offer.
How to get the best mortgage rate in the canton of Geneva?
Prepare a solid file (equity, income, amortisation), compare several lenders, and work with a local advisor. The first consultation is free of charge and without obligation.