Canton of Geneva
Compare market rates and find the best conditions for your property project in the canton of Geneva.
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Benefit from the most competitive rates on the Swiss market
Variable
SARON
from 0.77%
Fixed
2 years
from 1.36%
Fixed
5 years
from 1.53%
Fixed
10 years
from 1.74%
Indicative rates subject to change based on your profile and project
Geneva is one of Switzerland's tightest property markets, combining high prices with strong demand. A well-negotiated mortgage makes a real difference to your total financing cost.
The best conditions don’t always come from your usual bank. Banks, insurers and pension funds show different rates depending on your profile. Comparing several lenders remains the surest way to optimise the total cost of your mortgage.
Reference rates (fixed, SARON) are set nationally by lenders and don’t vary by canton. However, local supply (cantonal bank, insurers, pension funds) and your profile influence the conditions you actually get. Comparing several lenders remains key.
Going only to your usual bank is common, but not always the most competitive option. Banks, insurers and pension funds offer different conditions: comparing several lenders is the surest way to the best offer.
Prepare a solid file (equity, income, amortisation), compare several lenders, and work with a local advisor. The first consultation is at no cost and without obligation.