Canton of Ticino

Mortgage rates in the canton of Ticino

Compare market rates and find the best conditions for your property project in the canton of Ticino.

Rates updated daily

Our best mortgage rates

Benefit from the most competitive rates on the Swiss market

Variable

SARON

from 0.75%

Fixed

2 years

from 1.07%

Fixed

5 years

from 1.19%

Fixed

10 years

from 1.40%

Indicative rates subject to change based on your profile and project

Financing your property in the canton of Ticino

Ticino has a property market with strong local specifics. Comparing several lenders, beyond your usual bank, is the best way to obtain good mortgage conditions.

Don’t limit yourself to your usual bank

The best conditions don’t always come from your usual bank. Banks, insurers and pension funds show different rates depending on your profile. Comparing several lenders remains the surest way to optimise the total cost of your mortgage.

FAQ about rates in the canton of Ticino

Are mortgage rates different in the canton of Ticino?

Reference rates (fixed, SARON) are set nationally by lenders and don’t vary by canton. However, local supply (cantonal bank, insurers, pension funds) and your profile influence the conditions you actually get. Comparing several lenders remains key.

Should you go to your usual bank for a mortgage in the canton of Ticino?

Going only to your usual bank is common, but not always the most competitive option. Banks, insurers and pension funds offer different conditions: comparing several lenders is the surest way to the best offer.

How to get the best mortgage rate in the canton of Ticino?

Prepare a solid file (equity, income, amortisation), compare several lenders, and work with a local advisor. The first consultation is free of charge and without obligation.