Fabio Garcia
Spécialiste en financement hypothécaire
Vaud
🇫🇷 FR
HypothèquesPrévoyance+1
Canton of Vaud
Mortgage rates in the canton of Vaud
Compare market rates and find the best conditions for your property project in the canton of Vaud.
Rates updated daily
Our best mortgage rates
Benefit from the most competitive rates on the Swiss market
Variable
SARON
from 0.77%
Fixed
2 years
from 1.19%
Fixed
5 years
from 1.43%
Fixed
10 years
from 1.66%
Indicative rates subject to change based on your profile and project
Financing your property in the canton of Vaud
From the Lake Geneva shore to the north, Vaud shows very varied market realities. Comparing offers beyond your usual bank remains the best way to secure favourable terms.
Don’t limit yourself to your usual bank
The best conditions don’t always come from your usual bank. Banks, insurers and pension funds show different rates depending on your profile. Comparing several lenders remains the surest way to optimise the total cost of your mortgage.
Mortgage advisors in the canton of Vaud
A verified advisor reviews your situation, compares lenders and secures conditions suited to your profile.
Maxime Colignon
Conseiller financier - Immobilier & Prévoyance
Geneva, Vaud
🇫🇷 FR
HypothèquesFinancement immobilier+2
Giovanni Singarella
Spécialiste en financement immobilier & Prévoyance
Geneva, Vaud
🇫🇷 FR🇮🇹 IT🇬🇧 EN
HypothèquesFinancement immobilier+1
Dany Carvalho
Spécialiste en financement hypothécaire
Valais, Vaud, Neuchâtel, Fribourg
🇫🇷 FR🇵🇹 PT
HypothèquesFinancement immobilier+2
Marco Patera
Spécialiste en financement immobilier
Vaud, Geneva
🇫🇷 FR🇮🇹 IT
HypothèquesFinancement immobilier+1
Jean-Luc Kringel
Spécialiste en prévoyance
Geneva, Vaud, Valais
🇫🇷 FR
HypothèquesConseil patrimonial+5
FAQ about rates in the canton of Vaud
Are mortgage rates different in the canton of Vaud?
Reference rates (fixed, SARON) are set nationally by lenders and don’t vary by canton. However, local supply (cantonal bank, insurers, pension funds) and your profile influence the conditions you actually get. Comparing several lenders remains key.
Should you go to your usual bank for a mortgage in the canton of Vaud?
Going only to your usual bank is common, but not always the most competitive option. Banks, insurers and pension funds offer different conditions: comparing several lenders is the surest way to the best offer.
How to get the best mortgage rate in the canton of Vaud?
Prepare a solid file (equity, income, amortisation), compare several lenders, and work with a local advisor. The first consultation is at no cost and without obligation.