Canton of Vaud

Mortgage rates in the canton of Vaud

Compare market rates and find the best conditions for your property project in the canton of Vaud.

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Rates updated daily

Our best mortgage rates

Benefit from the most competitive rates on the Swiss market

Variable

SARON

from 0.77%

Fixed

2 years

from 1.33%

Fixed

5 years

from 1.51%

Fixed

10 years

from 1.66%

Indicative rates subject to change based on your profile and project

Financing your property in the canton of Vaud

From the Lake Geneva shore to the north, Vaud shows very varied market realities. Comparing offers beyond your usual bank remains the best way to secure favourable terms.

Don’t limit yourself to your usual bank

The best conditions don’t always come from your usual bank. Banks, insurers and pension funds show different rates depending on your profile. Comparing several lenders remains the surest way to optimise the total cost of your mortgage.

Mortgage advisors in the canton of Vaud

A verified advisor reviews your situation, compares lenders and secures conditions suited to your profile.

Marco Patera

Marco Patera

INP Finanz logo

Spécialiste en financement immobilier

Vaud, Geneva

🇫🇷 FR🇮🇹 IT
HypothèquesFinancement immobilier+1
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Dany Carvalho

Dany Carvalho

Prospera Consulting logo

Spécialiste en financement hypothécaire

Valais, Vaud, Neuchâtel, Fribourg

🇫🇷 FR🇵🇹 PT
HypothèquesFinancement immobilier+2
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Jean-Luc Kringel

Jean-Luc Kringel

JLK Conseils logo

Spécialiste en prévoyance

Geneva, Vaud, Valais

🇫🇷 FR
HypothèquesConseil patrimonial+5
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Maxime Colignon

Maxime Colignon

Censeo logo

Conseiller financier - Immobilier & Prévoyance

Geneva, Vaud

🇫🇷 FR
HypothèquesFinancement immobilier+2
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Laure Oger

Laure Oger

Censeo logo

Conseillère financière - Immobilier & Prévoyance

Vaud, Geneva

🇬🇧 EN🇫🇷 FR
HypothèquesFinancement immobilier+2
View full profile
Christopher Oger

Christopher Oger

Censeo logo

Conseiller financier - Immobilier & Prévoyance

Geneva, Valais, Vaud, Fribourg

🇫🇷 FR🇬🇧 EN
HypothèquesFinancement immobilier+5
View full profile

FAQ about rates in the canton of Vaud

Are mortgage rates different in the canton of Vaud?

Lenders set their rate sheets nationally, but the conditions borrowers actually obtain vary from one region to another: local supply (cantonal bank, insurers, pension funds), competition between lenders and your profile all shape the final rate. Taux Radar publishes Swiss market averages; a local advisor helps you see where your offer stands.

Should you go to your usual bank for a mortgage in the canton of Vaud?

Going only to your usual bank is common, but not always the most competitive option. Banks, insurers and pension funds offer different conditions: comparing several lenders is the surest way to the best offer.

How to get the best mortgage rate in the canton of Vaud?

Prepare a solid file (equity, income, amortisation), compare several lenders, and work with a local advisor. The first consultation is at no cost and without obligation.

Advisors by city in the canton of Vaud